![]() Georgia: Unless you are a present customer, $3,100 minimum loan amount. Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge any vehicle as collateral.īorrowers in these states are subject to these minimum loan sizes: Alabama: $2,100. Highly-qualified applicants may be offered higher loan amounts and/or lower APRs than those shown above. APRs are generally higher on loans not secured by a vehicle. Loan approval and actual loan terms depend on your state of residence and your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). Larger loan amounts require a first lien on a motor vehicle no more than ten years old, that meets our value requirements, titled in your name with valid insurance. Customer must sign a cancellation agreement relative to any such canceled products.* Not all applicants will qualify for larger loan amounts or most favorable loan terms. If any insurance or other ancillary product was purchased at time of the loan, customer may cancel such product(s) or, at the customer’s expense, customer may return any such products. Any OneMain Financial loan(s) paid off with proceeds of the canceled loan will be reinstated. Funds through SpeedFunds can be accessed on the loan closing date by using a bank-issued debit card.Ģ All loan funds paid at closing to customer or paid on customer’s behalf (except any fees paid for loan placement) must be returned to OneMain Financial by certified check, cashier’s check, money order or uncashed original OneMain Financial loan check within 7 calendar days after the Date at the top of the Loan Agreement. ![]() ACH fund are available approximately 1 to 2 business days after the loan closing date. Additional licensing information available on OneMain Disclosures.įor residents of the State of Washington only: OneMain Financial Group, LLC – Consumer Loan Company License – NMLS # 1339418.ġ Funding Options Availability of Funds: Loan proceeds may be disbursed by check or electronically deposited to the borrower’s bank account through the Automated Clearing House (ACH), or debit card (SpeedFunds) networks. (NMLS# 931153) – NY: Registered New York Mortgage Loan Servicer. VA: Licensed by the Virginia State Corporation Commission - License Number CFI-156. PA: Licensed by the Pennsylvania Department of Banking and Securities. State Licenses: OneMain Financial Group, LLC (NMLS# 1339418) – CA: Loans made or arranged pursuant to Department of Financial Protection and Innovation California Finance Lenders License. An unsecured loan is a loan which does not require you to provide collateral (such as a motor vehicle) to the lender. Virginia: $2,600.īorrowers (other than present customers) in these states are subject to these maximum unsecured loan sizes: North Carolina: $7,500. ![]() ![]() * Not all applicants will qualify for larger loan amounts or most favorable loan terms.
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